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Here is information that you may need to know about insurance.

In New Jersey it is mandatory that you have auto insurance. There are two common types of auto insurance policies in New Jersey, the cheaper Basic policy that provides enough coverage to meet the minimum insurance requirements of New Jersey Law and the more expensive Standard policy which is the policy chosen by most New Jersey drivers. Both policies offer options to further increase your protection.

In New Jersey auto insurance policies are divided into different coverages depending upon the type of claim that will we paid to you and/or others. The coverages fall into three areas.